Tips to avoid Paypal limitation

[Ping]

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Got this from PMT forum:


After reading over some threads, it's amazing the things people mention regarding paypal limitations. I use paypal on a daily basis, and have done for years - but I still hate it as a company. Unfortunately paypal has brainwashed so many people into making it seem like the ultimate payment method, it's so widely accepted. But, looks like it's monopolised the online payment world, so we need to get used to it.

Anyway, here are the main reasons why people get their accounts limited:

1.  New accounts - All new accounts will be closely monitored, as paypal has no idea of who you really are, how reliable you are, and whether or not you are about to commit the largest fraudulent transaction in the past 20 years. If you've got a new account, I can't stress enough how important it is to try and let the account mature for a little. I've found 30 days is always good, similar to the maturity time for eBay accounts.

2.  Non verified accounts - This is a biggie. If your paypal account is not verified, please don't think it WON'T get limited. Because it will. Any old sod could sign up for a paypal account without verifying it, so it's the easiest money laundering trick in town. Verifying your account shows paypal you are who you are, you own the bank account and credit card, and you live in the location you specify. Those who claim they cannot verify their paypal accounts are obviously doing something dodgey. Your best bet is to verify your paypal account as soon as you open it. I find the 30 day maturity period should be after the account has been verified.

3.  Physical sign up location - Always sign up for a paypal account in the country it's registered to. For example, if your paypal address is a UK one, don't try and sign up in the US. This will give an immediate red flag to paypal, as the two locations are immediately contradicting eachother.

4.  Using a proxy - This is another big no-no. It ties in with the physical sign up location. Not only does it show you're in a different location to where you say you are, but paypal CAN SEE it's a proxy you are behind. After all, someone trying to hide their real IP address will immediately raise suspicion. So avoid using a proxy at all costs.

5.  Free email addresses - Not a big factor, but always something to try and avoid if possible. The idea that anyone can sign up for a free email address (hotmail, gmail, yahoo, hushmail, etc) gives one of anonaminity. If you can use your ISP email, then use it. Again it helps to show paypal you live in a fixed address with an internet connection of your own.

6.  Withdrawal amounts - Probably the main reason most accounts will get limited. The amount you withdraw is very important. Think, someone signs up a new account, and withdraws £1,500 in the first week. A little dodgey, don't you think? It seems that regardless of the amount, paypal often limit on the first transaction. But for your first withdrawal, I would suggest not withdrawing more than £50. Give it a week or so, withdraw another £50, and then slowly creep up the amount by £20 or so. Likewise, don't go from withdrawing £50, to then withdrawing £600. This again will raise a flag, and is likely to get your account limited.

Can often be a good idea to WAIT to withdraw your funds. Don't scab them as soon as you've received them. Leave them in your paypal account for 2 weeks or so. This way it allows time for possible complaints to come in (which they probably won't), allows time for any potential packages to be delivered, and makes it seem like you aren't extremely urgent for your money. After this period is up, go for the withdrawal.

7.  Linked details - Be aware - eBay and Paypal WORK TOGETHER. Any banned details (address, phone number, email address, bank details, credit card) on either ebay or paypal will always be banned. Try to use them again, and you will get a limitation. This also applies for IP addresses. Be sure you are not accessing your paypal account from an IP address linked to a suspended ebay or paypal account. If you've been previously suspended by paypal, don't even bother trying to sign up again. You will have to get a friend or family to sign up for you instead.

8.  Constantly changing details - Changing your details is offering your account for a rescreening. If you change your bank details, address, or credit card details constantly, this will ertainly arouse suspicion. Your account will then get limited so you can re-verify these details. The odd change won't harm, but be sure not to go overboard.

9.  Complaints - Any complaint is not good news. If you have any outstanding complaints on your account, be sure to resolve them within due course. If you have several outstanding complaints, and you try to make a withdrawal - it's likely you will get a limitation. For all paypal know, you could need to refund £400 worth of payments, and you try to withdraw, and bugger off with the funds. It's not going to happen. Clearly not getting any complaints in the first place will be the easiest thing, but if you do, resolve them as quickly as possible.


Well, these are the main reasons why your account will get limited. Try and follow these guidelines, and it will certain decrease the chances of your funds being frozen. But, please let me say the following things:

The only way to unlimit your account is to provide paypal with the documents they ask for. Don't beat around the bush or make excuses.

Don't have receipts or invoices as a proof of purchase for your item? Don't worry. Take a photo of your outstanding stock, and they can verify this stage with such photos.

Well, that's about it. Thought I'd share this as so many people were coming out with odd things about why their account was limited. And one more thing. I've learnt this stuff from PAST EXPERIENCE, hence the reason I know it's all valid information. Ignore it if you wish, I'm just offering a helping hand.


Also, may I add ...

10.  Do not send/withdraw EXACT AMOUNT of what you have just received IMMEDIATELY.

11.  Do not leave your PayPal with ZERO BALANCE always.

12.  Always be specific.  Write in the "SUBJECT" line the purpose of sending the funds.

 

[autofreak]

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congrats sir ping my forum na paymanila ibang level na by the way remember po na minsan try ko sa inyo magtransact sa paypal tapos hindi gumana?

4.  Using a proxy - This is another big no-no. It ties in with the physical sign up location. Not only does it show you're in a different location to where you say you are, but paypal CAN SEE it's a proxy you are behind. After all, someone trying to hide their real IP address will immediately raise suspicion. So avoid using a proxy at all costs.
 

di po proxy gamit ko dun vpn po gamit ko actually magkaiba po diba iyong proxy sa vpn anyways kaya po kasi hinarang nila iyon transaction for secruity reason kasi po philippines po iyong address ko tapos iyon nga nakavpn ako so ip ko nun iba usa akala nila hack attempt so hinarang transaction pero if proxy po gamit ko nun nagtransact ako uubra po iyong transaction kasi proxy mahina bale tagos po kita pa rin real ip mo kaya ko po nasabi ito dati kasi nagawa ko na naka proxy site ako tapos nakapagsend ako ng pera


congrats again sir ang ganda ng mga emoticons dito sa forum mo

[Ping]

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13.  Never "test send" with PayPal funds.    If there's a surefire way of getting your PayPal account get limited, then this is it!  DO NOT ATTEMPT to send anything like 1 usd to someone and ask him to send it back to you at once.

PayPal works!  That's it!  No need to test it. 

This is almost always the mistake of PayPal newbie.


 

[Ping]

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14.  Refrain from accepting funds from UNVERIFIED PAYPAL accounts.  7 out of 10 times, the funds will be questioned and put on hold by PayPal.  This is in relation to Tip#2 - Non verified accounts, and this indeed is a biggie!



 

[ekr67]

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Very good post! D kc ako masyado gumagamit ng Paypal kaya need this post to read when I need it. Thanks Ping

[Jessica]

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This is a very helpful post. Thanks,Ping. Kakaba-kaba naman.

[eload]

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Papano naman po ang mga electronic goods like eload, money transfer? Hehehehe paano po kaya un ipapakita un receipt noon?

[Ping]

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alam ko, mga proof of chats, email, or any correspondence, pwede yun as "receipts"



 

[tyren3891]

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gud day po sir ping.. limited account din po yung Paypal account ko na kakaverify ko lang thru virtual credit card..   
kailangan ko po daw mag submit ng PROOF OF ADDRESS... please po tulungan nyo ako.. ano pong proof of address ang i-sesend ko sa paypal? :(

[Ping]

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Use your statement of account sa bank po.


 

[kimberly de jesus]

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wah! sana dito masagot na diko kasi ito agad nakita lol

sir ping tatanung kona po uh? panu po nyan youn magpapalita na po ako ng internet connection smart bro po ako lilipat naku digitel gusto ko rin kasi kumuha ng landline.

di po ba maging problema yun? kasi po mapapalitan po IP address ko?
nu pong best thing na gawin? advice naman po

do I need to call them po?thanks

[Ping]

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Sa akin naman, no problem.

Kasi I access PP from home and office.  Different IPs din.  Randomly lang, when you logged in, they ask you to update your personal details, mostly contact number.



 

[kimberly de jesus]

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thank you po for answering my question 

[dreamcatcher]

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I have been using Paypal to withdraw funds and so far I do not have any problem with it.

[Ping]

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Btw, if everything fails, and you still have questions re PayPal,

http://paymanila.com/forum/index.php/topic,4.msg6.html#msg6


1.  Is there a PayPal Philippines hotline number?
No, not that we know of.  But as of today, you can use the GMAIL Phone Call and call the PayPal USA for free, Tel# 14029352050.


Hope this helps.